Provider Category: Collection Analysis
Experian - Collection Advantage Connector
Access Data and Analytics with Experian Collection Advantage. Integrated to the Temenos LMS Collection and Recovery Module.
The Experian Collection Advantage connector is an all-in-one tool offering easy access to Experian credit-based scoring, consumer contact data and analytical services all through Temenos LMS Collection.
Key Features
Easily Request Key Information
Through this batch integration, users have the ability to request scores, tradeline details, credit attributes, bankruptcy/deceased indicators and current contact data, all in one flawless delivery.
Utilize Existing Functionality
Institutions will be able to use the system’s export functionality to determine which accounts are sent to Experian based on criteria, the schedule of when the accounts should be sent, and what data is requested from Experian.
View and Manipulate Results
All results will be imported directly into Temenos LMS Collection and displayed on an account-level screen. Also, the 33 credit attributes and model scores will be available in the field list allowing institutions to use the data in reports, queues, searching and criteria building.
Benefits
Proactively Gather Account Information
Through the Collection Advantage connector, institutions can access credit-based scoring, segmentation, and locator information early in the collection process when it is most valuable.
Improve Productivity
Since Collection Advantage is fully integrated with the platform, this all-in-one tool gives you quicker access to critical information for greater productivity and improved profitability.
Improve Analysis and Reporting
Model scores and the 33 credit attributes received from Experian are available for building collection queues and reports.
Resources
Collection Advantage Connector
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Cash-flow Analysis – Prestatech
Data-driven cash-flow analysis with in-depth insights
Empower smarter lending with real-time cash-flow intelligence
Prestatech enables banks to make instant, data-driven credit decisions for consumers and businesses. By leveraging bank account transaction analytics, we help institutions increase origination, reduce risk, monitor real-time performance, and stay ahead of evolving regulatory requirements.
Features
Unique transaction categorization engine (6 labels for each transaction) transforming billions of multilingual transactions into actionable insights.
Cash-flow-based score and credit analytics, with an extended set of actionable financial KPIs. Applicable to scoring, rating and monitoring models.
Enterprise-scale portfolio intelligence, peer benchmarking and performance trend analysis.
Protect sensitive data with ISO27001-compliant, secure, and confidential management – no third-party exposure.
Benefits
Enhance credit models and confidently approve more loans by leveraging real-time transaction data.
Enable credit decisions for underserved customers beyond traditional bureau data.
Strengthen portfolio health with early detection of default indicators and proactive management.
Ensure traceable, auditable KYC/AML compliance with built-in stress testing and reporting.
Resources
Cash Flow Analytics
ISV Assessments/Awards
ESG & Enterprise Readiness Assessment Scores for Prestatech conducted by The Disruption House
| Category | Award | Date |
| Business Resiliency Accreditation | Builder | November 2024 |
| Sustainability Accreditation | Builder | November 2024 |
Interested in the full Prestatech report? Click here to buy it now.