Digital Transformation in SME Banking
Temenos sees an opportunity to fundamentally reimagine how to serve the SME sector, to implement an innovative digital-centric and data-driven service that can transform the experience of SMEs. Digital is at the heart of the next wave of SME banking services. This is a growing market with many diverse and complex needs; a market that needs better products, more tailored to financial services. The intent is clear: to support growth, increase access to capital and supporting services and support the lifeblood of the economy.
Revolutionizing the SME Banking Experience
Temenos Infinity VCOO is a COO in the small business owners pocket powered by data, analytics and AI. Its job is to empower the business owner to make smart decisions, solve problems and free up time to grow the business.
Stay in Control of your Business
Analyze your “business health” using real-time dashboards and intelligent insights to gain a complete picture of your business operation and decide what is next.
Seize the Market Opportunity
Use AI augmented business planning and simulation tools to perform ‘what if’ analysis, identify options growth and make the best decision for your business.
Refocus Back on What you Love to Do
Let the VCOO take care of your business by automating the predictable, repetitive tasks and sending you real-time alerts for opportunities or risks.
Digital Innovation for SME Banking
Temenos Infinity VCOO is a business intelligence growth engine powered by data to unlock small business growth, manage risk and drive engagement throughout the life of the business, becoming the trusted partner. It provides intelligent insights, AI enriched simulation and automated fulfilment that drives funding innovation and cash optimization.
Become the Trusted Business Advisor
Go beyond the boundaries of traditional SME banking and implement a proactive engagement model. Use data and technology to provide intelligent insights, guide business owners and help them solve problems.
Drive Funding Innovation
Unlock SME banking growth in your market while managing risk. Use open banking data to understand the complete financial situation of your small business clients and offer relevant products and service tailored to their need.
Enhance the Bank’s personal touch with innovative technology
Differentiate your SME offering on digital experience. Provide a unique personalized application to your business clients to increase customer engagement, satisfaction and loyalty.
Tailor your solutions to the SMEs’ needs and lifecycle
SMEs need different financial solutions depending on their size and with VCOO banks can drive engagement through the entire SME lifecycle, offer relevant solutions and as a result reduce attrition.