Universal Banks
Offering a combined capability, spanning Retail Banking, Corporate Banking and other sectors in a single bank.
Universal Banks Solution
Many banks have different divisions offering services and products to different kinds of customers. Although the business requirements for each sector can be different, Temenos offers a series of integrated software products from a single technology platform that enables you to leverage core competencies to serve multiple different business sectors.
Retail Banking
Temenos provides retail banks with agility and freedom to innovate front-to-back using the latest cloud and API technology.
Corporate Banking
Assemble cross-product line solutions incorporating FinTechs for corporate customers linking directly to their financial systems using open APIs.
Wealth Management & Private Banking
Empower your portfolio and relationship managers with the latest in wealth management and modern cloud technology.
Measurable Success
41
41 of the top 50 banks run Temenos
500 MILLION
500 million end users rely on Temenos for banking
24 MILLION
Largest client has 24 million accounts
Products
Temenos Infinity – Digital Front Office
Temenos Infinity is the platform for business transformation that helps financial institutions to accelerate their digital transformation initiatives. Reimagine the way you engage with your customers – through both digital and physical channels – creating a consistent and seamless experience.
Temenos Transact – Core Banking
Combining cutting edge banking technology with flexible and extensive business support
Temenos Infinity Wealth
A solution that provides a complete digital customer experience servicing wealth products from retail and affluent customers up to High Net Worth Individuals.
Temenos Payments
A universal end-to-end payments solution based on ISO 20022 standards and support for all payment types.
Temenos Country Model Banks
Regional functionality for over 150 countries using our packaged model bank framework to go-live faster.
Temenos Financial Crime Mitigation
Covering watchlist screening, anti-money laundering, fraud prevention and KYC, our uniquely flexible range of intelligent and versatile solutions enhance detection and reduce cost.
Temenos Analytics
A comprehensive Reporting, Analytics and Business Intelligence product allowing banks to be more efficient and profitable by providing robust, banking specific, financial, profitability, customer, and digital analytics.
Temenos Regulatory Compliance
Address fraud, remain compliant with regulations and manage risk with our modular products.
read success story“Without the Temenos platform, we could not have done business.”
Changez Jan, Head of Operations, Singapore – ABN-AMRO
Customer Success Stories
Bank of Kigali Plc – Success Story
To enable the rapid product and service innovation that will attract new accounts from the younger generation and the unbanked population, Bank of Kigali will deploy Temenos Transact and Temenos Payments. These solutions will streamline and automate the bank’s processes and offer next-generation core banking capabilities, including advanced analytics, reporting, risk and compliance.
Bank of Ireland – Success Story
It may be the oldest of the ‘Big Four’ Irish banks, but Bank of Ireland is constantly striving to innovate to ensure that it can defend its position from new…
read success story“The implementation of the integrated Temenos solution in such a short timeframe was made possible by extremely efficient project planning and execution, impeccable professionalism and the fact that 85% of our requirements were met out-of-the-box. With Temenos Transact, we now have a modern platform that integrates with any external system and has the flexibility and scalability to grow with us.”
Fahad Al Khalifa, Group CEO – Al Khaliji Bank
You’re in Good Company
Temenos Platform
Related Insights
EIU and Temenos: The Evolution of Intelligent Banking
The Economist Intelligence Unit (EIU), on behalf of Temenos, surveyed 405 global banking executives on the changes they see taking place in their industry to 2020 and 2025, their organizational response, and the longer-term impact on their strategic development.
Forbes Report – The Next Generation Wealth Manager
To develop a full understanding of the qualities that will propel wealth managers successfully into the future, one must start with the client — high-net-worth individuals (HNWIs) and mass-affluent investors, both of whom bring to the table a tech-forward attitude and the will to grow their assets.
Latest News
The Temenos Value Benchmark – Maximizing Business Value From Your Investment in Information Technology
We all know that disruptive technologies like Cloud/SaaS, Microservices, APIs and AI are having a profound impact on the way banking services are delivered and consumed today. This is leading to the twin trends of digital and open banking, and hence changing the very structure of the banking value chain. Meanwhile, non-traditional entrants like the technology giants, neo-banks and fintechs, are leveraging these technologies to compete in banking, and that too with a cost base 30-60% lower than incumbent banks.
How Digital is Transforming Banking Customer Experience (CX)
We have seen a huge transformation in banking customer experience as banks attempt to differentiate themselves from their banking competitors.
Catching Up – More Changes to Regulation CC
On June 24, 2019, the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve Board issued an amendment to Regulation CC, which also resulted in an amendment to Regulation DD.…