Solutions
Universal Banks
Offering a combined capability, spanning Retail Banking, Corporate Banking and other sectors in a single bank.
Universal Banks Solution
Many banks have different divisions offering services and products to different kinds of customers. Although the business requirements for each sector can be different, Temenos offers a series of integrated software products from a single technology platform that enables you to leverage core competencies to serve multiple different business sectors.
Retail Banking
Temenos provides retail banks with agility and freedom to innovate front-to-back using the latest cloud and API technology.
Corporate Banking
Assemble cross-product line solutions incorporating FinTechs for corporate customers linking directly to their financial systems using open APIs.
Wealth Management & Private Banking
Empower your portfolio and relationship managers with the latest in wealth management and modern cloud technology.
Measurable Success
41
41 of the top 50 banks run Temenos
500 MILLION
500 million end users rely on Temenos for banking
24 MILLION
Largest client has 24 million accounts
Products
Temenos Infinity – Digital Banking Platform
Temenos Infinity is the platform for business transformation that helps financial institutions to accelerate their digital transformation initiatives. Reimagine the way you engage with your customers – through both digital and physical channels – creating a consistent and seamless experience.
Omnichannel Banking
From a single platform, cover all channels and all banking sectors. Design once and cover mobile apps, web and branch experiences. Extend beyond the branch and digital to conversational banking.
Temenos Infinity Origination
Temenos has a long history of success supporting loan and account origination in North America for banks and credit unions up to $50 billion in assets. These proven solutions are now integrated into Temenos Infinity.
Temenos Infinity Consumer Loan Origination
Banks and Credit Unions up to $50B can offer their loan applicants an engaging first impression and a rapid, automated loan decision as the beginning of a long term, loyal and profitable relationship.
Temenos Infinity Service
Increase satisfaction and cultivate lasting relationships with every service interaction.
Temenos Infinity Collections
Reduce delinquency, increase efficiency and boost collections efforts, all while streamlining internal processes and protecting income.
Temenos Infinity Recovery
A dedicated recovery solution designed to further collection results and uphold accurate accounting. Whether charging-off, collecting on or outsourcing accounts – Temenos Infinity Recovery effectively keeps delinquent accounts from falling into the void.
Temenos Infinity Spotlight
Temenos Infinity Spotlight is a browser-based console that enables a holistic, full view of the customer – including data-driven app configuration – and integrates with core banking systems and third-party services.
Temenos Infinity for Business
Removes the complexity of business banking and enables SME owners to focus on running their business and fulfilling their entrepreneurial dreams.
Temenos Infinity Engage
Temenos Infinity Engage is a mobile app that puts a banker in everyone’s pocket, allowing customers to choose their own personal financial expert.
Temenos Regulatory Compliance
Address fraud, remain compliant with regulations and manage risk with our modular products.
Temenos Transact – Core Banking
Combining cutting edge banking technology with flexible and extensive business support
read success story“Without the Temenos platform, we could not have done business.”
Changez Jan, Head of Operations, Singapore – ABN-AMRO
Customer Success Stories
Bank of Kigali Plc – Success Story
To enable the rapid product and service innovation that will attract new accounts from the younger generation and the unbanked population, Bank of Kigali will deploy Temenos Transact and Temenos Payments. These solutions will streamline and automate the bank’s processes and offer next-generation core banking capabilities, including advanced analytics, reporting, risk and compliance.
Bank of Ireland – Success Story
It may be the oldest of the ‘Big Four’ Irish banks, but Bank of Ireland is constantly striving to innovate to ensure that it can defend its position from new…
read success story“The implementation of the integrated Temenos solution in such a short timeframe was made possible by extremely efficient project planning and execution, impeccable professionalism and the fact that 85% of our requirements were met out-of-the-box. With Temenos Transact, we now have a modern platform that integrates with any external system and has the flexibility and scalability to grow with us.”
Fahad Al Khalifa, Group CEO – Al Khaliji Bank
You’re in Good Company
Temenos Platform
Related Insights
Analyst Report
EIU and Temenos: The Evolution of Intelligent Banking
The Economist Intelligence Unit (EIU), on behalf of Temenos, surveyed 405 global banking executives on the changes they see taking place in their industry to 2020 and 2025, their organizational response, and the longer-term impact on their strategic development.
Report
Forbes Report – The Next Generation Wealth Manager
To develop a full understanding of the qualities that will propel wealth managers successfully into the future, one must start with the client — high-net-worth individuals (HNWIs) and mass-affluent investors, both of whom bring to the table a tech-forward attitude and the will to grow their assets.
Latest News
Blog
The Temenos Value Benchmark – Maximizing Business Value From Your Investment in Information Technology
We all know that disruptive technologies like Cloud/SaaS, Microservices, APIs and AI are having a profound impact on the way banking services are delivered and consumed today. This is leading to the twin trends of digital and open banking, and hence changing the very structure of the banking value chain. Meanwhile, non-traditional entrants like the technology giants, neo-banks and fintechs, are leveraging these technologies to compete in banking, and that too with a cost base 30-60% lower than incumbent banks.
Blog
How Digital is Transforming Banking Customer Experience (CX)
We have seen a huge transformation in banking customer experience as banks attempt to differentiate themselves from their banking competitors.
Blog
Catching Up – More Changes to Regulation CC
On June 24, 2019, the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve Board issued an amendment to Regulation CC, which also resulted in an amendment to Regulation DD.…