Small Business Banking Solution
Temenos helps you deliver an outstanding digital experience while maintaining a personal touch with your small business customers. Onboard new customers easily, use APIs to gather information from your customers to improve your origination process, create new products with a graphical product designer and provide a comprehensive business solution.
Solutions for All Business Sizes
From small proprietors to mid-sized businesses with complex needs, Temenos has a portfolio of business products, integrated on a single technology platform or API connected to existing systems.
A single 360-degree view of accounts in one place gives the entrepreneur view and control of their finances.
Temenos Infinity shortens business onboarding, eliminating errors, time and paper to create an experience combining digital efficiency and personal relationship management. Be consistent across products, eliminate paper, and speed client interaction for KYC, AML and CDD data collection.
Cash and liquidity functions that allow the business to automatically manage cash position and optimize their liquidity from simple account to account sweeps to complex cash pooling structures, virtual accounts and VIBAN’s.
Whether purchasing goods or supplies from overseas or selling product into other countries, our trade finance solutions offer businesses everything that importers and
Read the Success Story
“With the big banks’ shift to industrialization and centralization, SMEs have lost the human interaction and tailored service that they so deserve and crave. Judo’s mission is to bring back the craft of relationship banking, powered by the best of modern technology. With Temenos’ commitment to providing core banking as-a-service, we can continue to focus on empowering our customers, the businesses that are the backbone of the Australian economy.”Alex Twigg, Co-Founder and CIO – Judo Bank
Shorten time-to-market for the most profitable business banking products. Temenos transforms KYC and AML processes into an omnichannel experience, cutting business onboarding time by up to 75%.
Temenos Transact provides cutting edge functionality that enables banks to create innovative and personalized banking products targeted at new and existing small business customers.
Embedded real-time advanced analytics built on a modern data platform.
A universal end-to-end payments solution based on ISO 20022 standards and support for all payment types.
Regional functionality for over 150 countries using our packaged model bank framework to go-live faster.
Address fraud, remain compliant with regulations and manage risk with our modular products.
Customer Success Stories
Pre-configured UK Model Bank functionality will help AlbaCo to meet its regulatory compliance goals, while the cloud deployment using Temenos SaaS will keep costs low and contribute to a fast return on investment.
Given Bank of Shanghai’s legacy applications were siloed by a line of business, retail and corporate, this provided the opportunity to move each line of business to the new Temenos Transact system independently of one another.
Agile new financial service providers are tempting customers with the promise of a more user-friendly digital experience. How can traditional banks fight back and thrive in this fast-changing market? Established…
Read the Success Story
“The success of the implementation is a testament to the relationship between Banque Raiffeisen and Temenos. We are delighted to be running a single, fully automated, integrated system which not only provides gains in efficiency but also improves the experience for our customers.”Jean-Luc Martino, CIO – Banque Raiffeisen Luxembourg
You’re in Good Company
Find out more about how you can accelerate Loan Origination. This paper gives proven tips to make your application, decision, & follow-up frictionless.
This webinar from Finextra will explore the growing focus on improving user experience for small business and corporate customers.
The Best of Technology-enabling the new SME Expectation.
Temenos and Codat join forces to deliver seamless integration between banks and the accounting packages used by their small business customers.
CWB Financial Group partners with Temenos to deliver personalized, world-class digital experience for business owners
CWB Financial Group (TSX:CWB) takes another step forward as a disruptive force in Canadian financial services today with the selection of Temenos (SIX:TEMN), the leader in banking software, to deliver a seamless end-to-end digital banking experience for small- to medium-sized business owners. CWB will be the first bank in Canada to offer a differentiated digital banking experience powered by Temenos Data Lake with Explainable AI (XAI) capabilities. The combination of Temenos Data Lake and industry-leading, cloud-native, cloud-agnostic Temenos Infinity, also selected by CWB, will give the bank’s core business-owner clients an intuitive world-class digital experience. CWB’s clients will also benefit from valuable, transparent and fully-informed insights into their financial activities gleaned from AI automated decisions.
We have seen a huge transformation in banking customer experience as banks attempt to differentiate themselves from their banking competitors.