Solutions

Small Business Banking

Leverage modern technology to transform your business customers’ experience, tailoring products and packages to suit their specific financial and business needs.

Small Business Banking Solution

Temenos helps you deliver an outstanding digital experience while maintaining a personal touch with your small business customers. Onboard new customers easily, use APIs to gather information from your customers to improve your origination process, create new products with a graphical product designer and provide a comprehensive business solution.

Small Business Banking - Small, Medium, and Large Buildings

Solutions for All Business Sizes

From small proprietors to mid-sized businesses with complex needs, Temenos has a portfolio of business products, integrated on a single technology platform or API connected to existing systems.

Small Business Banking - Business owners looking at tablet

Account Aggregation

A single 360-degree view of accounts in one place gives the entrepreneur view and control of their finances.

Small Business Banking - Rounded staircase

Smooth Onboarding

Temenos Infinity shortens business onboarding, eliminating errors, time and paper to create an experience combining digital efficiency and personal relationship management. Be consistent across products, eliminate paper, and speed client interaction for KYC, AML and CDD data collection.

Small Business Banking - Business Owner accepting credit card payment

Cash Management

Cash and liquidity functions that allow the business to automatically manage cash position and optimize their liquidity from simple account to account sweeps to complex cash pooling structures, virtual accounts and VIBAN’s.

Small Business Banking - Cargo ship in San Fransisco Bay

Trade Finance

Whether purchasing goods or supplies from overseas or selling product into other countries, our trade finance solutions offer businesses everything that importers and
exporters need.

“With the big banks’ shift to industrialization and centralization, SMEs have lost the human interaction and tailored service that they so deserve and crave. Judo’s mission is to bring back the craft of relationship banking, powered by the best of modern technology. With Temenos’ commitment to providing core banking as-a-service, we can continue to focus on empowering our customers, the businesses that are the backbone of the Australian economy.”

Alex Twigg, Co-Founder and CIO – Judo Bank
Read the Success Story

Products

Temenos Infinity for Small Business Banking

Shorten time-to-market for the most profitable business banking products. Temenos transforms KYC and AML processes into an omnichannel experience, cutting business onboarding time by up to 75%.

Transact T24 for Small Business Banking

Temenos T24 Transact provides cutting edge functionality that enables banks to create innovative and personalized banking products targeted at new and existing small business customers.

Temenos Payments

A universal end-to-end payments solution based on ISO 20022 standards and support for all payment types.

Customer Success Stories

British Business Bank – Success Story

British Business Bank (BBB) provides much-needed finance to small and medium-sized enterprises through its subsidiary The Start Up Loans Company. Having previously relied on a network of partners to check…

AlbaCo

To help the underserved small- and medium-sized enterprise (SMEs) sector in the UK, AlbaCo aims to launch a challenger bank in 2020 that will provide personalized lending and savings products.…

Small Business Banking - Luxembourg Village

“The success of the implementation is a testament to the relationship between Banque Raiffeisen and Temenos. We are delighted to be running a single, fully automated, integrated system which not only provides gains in efficiency but also improves the experience for our customers.”

Jean-Luc Martino, CIO – Banque Raiffeisen Luxembourg
Read the Success Story

You’re in Good Company

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.


Latest News

Press Releases

CWB Financial Group partners with Temenos to deliver personalized, world-class digital experience for business owners

CWB Financial Group (TSX:CWB) takes another step forward as a disruptive force in Canadian financial services today with the selection of Temenos (SIX:TEMN), the leader in banking software, to deliver a seamless end-to-end digital banking experience for small- to medium-sized business owners. CWB will be the first bank in Canada to offer a differentiated digital banking experience powered by Temenos Data Lake with Explainable AI (XAI) capabilities. The combination of Temenos Data Lake and industry-leading, cloud-native, cloud-agnostic Temenos Infinity, also selected by CWB, will give the bank’s core business-owner clients an intuitive world-class digital experience. CWB’s clients will also benefit from valuable, transparent and fully-informed insights into their financial activities gleaned from AI automated decisions.

Temenos
Blog

2018 Top Banking Trends Guide: Mid-Year Update

Some of the trends we uncovered were from our 2018 State of Digital Banking Report, which found significant improvements in digital and mobile capabilities among banks that we surveyed. Read on to find our list of great resources as well as the surprising trends that we’ve uncovered.