Financial Inclusion Solution
Financial Inclusion is focused on increasing access to financial services for individuals and businesses who have been historically excluded. Temenos’ solution enables institutions to rapidly deploy specialist and relevant products both digitally and through physical distribution channels.
Identify the expected time, effort and resource requirements beforehand. Functionality and processes are pre-configured to provide model bank templates for rapid deployment based on 25 years of industry best practice.
Process-Guided Product Builder
Create new products quickly using embedded best practices for optimal results.
Pre-Packaged Specialized Products
Instant access to Temenos Transact, model bank functionality, and Temenos Infinity channels as well as user experience.
On-Premise or On-Cloud
Deployment options are available according to your individual needs; on-premise or SaaS on a private, public or hybrid cloud.
Open APIs Enable Innovation
Published APIs for open banking, interoperability, digital payments, and the latest FinTech innovations.
Over 9 MILLION
9.6 million customers
Read the Success Story
“For the services, we are allowed to offer, there is no difference between what you get at the micro-finance and rural bank level and what you get when you go to the investor banks, which is a great achievement, all powered by the Temenos solution. We will any day, any time, recommend Temenos to any micro-finance institution.”Michael Appiah, Head of Operations ARB Apex Bank Ltd.
Following an extensive intelligence gathering exercise, SCU selected Temenos Inclusive Banking Suite as its new core platform. The solution provides SCU with access to the Temenos Transact core banking solution in a configuration specifically designed for credit unions and microfinance institutions rather than large-scale commercial banks.
With Temenos Transact and Temenos Infinity, BFS expects to dramatically accelerate customer onboarding, cut loan application and origination times, speed time-to-market for new products and services, and reduce total cost of ownership.
By embracing the Temenos core banking platform and automating many of its key business processes, Equitas Small Finance Bank has grown from 500,000 to 1.4 million customers with no increase in headcount.
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“A robust and open back end is essential to innovation in financial services. It allows our systems to scale and remain nimble. This is what Temenos provides. We see a lot of other players with very interesting new technologies but struggling to move from one successful operation to a global multi-country operation at scale. When Microred decides to move into a different direction or change markets, it’s not a question of more implementation, but a simple configuration in the back end.”Denis Moniotte, Chief Innovation Officer and CTO – Microred
You’re in Good Company
Mr. Chanveasna Heang, Head of Projects, WB Finance talks about how by upgrading to the latest version of Temenos Transact Inclusive Banking, WB Finance gained new capabilities that will help it to achieve operational efficiencies, improve customer service and seize competitive advantage.
Geneva-based Temenos released a global retail banking survey which revealed that banks in the Middle East and Africa (MEA) are the strongest believers in a cashless society.
Yemeni Bank Selects Temenos to Accelerate Digital Banking Adoption and Promote Social and Economic Progress
Al Kuraimi Islamic Bank, one of the most innovative banks in Yemen, chose cloud-native, cloud-agnostic Temenos Infinity and Temenos Transact to deliver digital banking services for the Islamic market.