Temenos Transact is a customer-centric system built around a single customer view that covers all product lines and channels, enhancing the ability of the bank to understand its customers’ needs and serve them. Embedded analytics provide customer insight and predictive sales and service assistance.
Product Factory & Catalog
Products are designed and built using a centralized design tool which can then be made available for sale quickly, thus gaining valuable time and market share when new opportunities arise. Embedded analytics also helps product managers to plan and deploy new products which will be attractive to customers and profitable for the bank.
Personalize and bundle fees at both individual and household levels to automatically apply cross-product bundled pricing. This enables banks to reward customer behavior, such as loyalty, and to motivate customers to change their banking behavior in order to create mutually beneficial outcomes.
Accounts & Deposits
The system supports accounts and deposits varying from simple offerings to more sophisticated DDAs with more complex features.
The solution offers both unsecured and secured lending capabilities, together with suitable collateral management.
Enterprise credit facilities can be set up and monitored to cover a bank’s entire exposure, including positions held in other systems.
Domestic and international payments are processed, including real-time payments, using Temenos Transact’s integral payment capability or with the more advanced Temenos Payment hub solution.
You won’t want to miss this thought-provoking series for marketers by marketers kicking off May 7th with best-selling author Seth Godin! Stay up to date on what the best bank marketers at financial institutions across the country are doing during these unprecedented times to better serve their communities.
Join Jim Marous, Co-Publisher at The Financial Brand and Jeffery Kendall, EVP, North American Sales and Distribution at Temenos, as they share findings from the 2020 Digital Banking Report.
The Temenos Engage platform humanizes banking in the digital age, not by layering one technology on another, but by leveraging real, live human beings. The unique “human digital banking” platform “Engage,” is a mobile app that essentially puts a banker in everyone’s pocket. Combining mobile technology with specially trained associates, the Engage platform allows all customers—regardless of their account balance—to choose their own personal financial expert.