Products

Temenos Data & Analytics

Embedded real-time advanced analytics built on a modern data platform.

Product Overview

Temenos offers a real-time, fully embedded, Big Data & Analytics solution which enables your bank to be completely analytically driven. With Temenos, your bank has the ability to leverage data in new and exciting ways. Our solution empowers both business users and automated processes with access to accurate real-time data providing a single version of the truth. This drives process optimization and enhanced decision making resulting in higher profitability and better business outcomes.

Bank-wide use of analytics drives performance. Temenos Data & Analytics utilizes the latest advanced techniques in machine learning to help you optimize your customer engagement. Machine learning algorithms predict needs and preferences automatically and these insights are shared with Temenos Infinity and Temenos T24 Transact to take immediate action. This full integration of machine learning into the customer journey is unique in the industry and sets our customers apart from their competitors.

Temenos Data Lake

Temenos Data Lake can harness real-time, structured and unstructured data as well as ingest, blend and curate large volumes of data at scale. This allows you to store and process all the data needed to power smarter applications from a single source and achieve higher performance at a very low (TCO).

Analytics Platforms

Choose from a number of analytics platform options, based on your financial institution’s size, strategy, roadmap or the level of analytical sophistication needed. Upgrade to more capability when it is relevant for you.

Embedded Analytics

Embedded Analytics and user enablement are key to deriving value from analytics across business domains. Temenos Embedded Analytics enhances every decision and process in an analytically driven bank. Key processes such as product manufacturing and customer engagement are dramatically enhanced through contextually-relevant, real-time analytics. Your bank will immediately recognize profitability improvements with Embedded Analytics.

Predictive Analytics

The use of Predictive Analytics in the front office drives customer growth. The Predictive Analytics Platform provides advanced machine learning and predictive analytics capabilities. Temenos has productized a number of high valued machine learning models including Transaction Classification, Transaction Prediction, Next Best Product, Customer Lifetime Value, Customer Attrition and many more.

API Services

Publish analytical APIs easily, with no code, and make this data securely available to any consuming application. APIs are integrated with banking APIs providing the most robust set of APIs in the industry.

Profit Analytics

Out-of-the-box add-on modules focused on customer and product profitability calculations that include funds transfer pricing and activity-based costing modules. Improve pricing up to 30 basis points with Profit Analytics.

Digital Analytics

Monitor your digital campaigns and clickstream activity with powerful in-memory analytics. Ensure the most relevant, and profitable, campaigns are active and that you are maximizing customer adoption by monitoring all clickstream activity.

Sector Specific Content Packages

Reduce development risk and improve business outcomes with pre-packed Analytics content for all sectors of banking. Hundreds of KPIs, dashboards, visualizations, and other analytical content available out of the box that can be easily extended.

Customer Data Protection (GDPR)

Temenos Analytics provides packaged automatic integration with the Temenos Customer Data Protection module offering OOB support for GDPR.

“At BlueShore we knew what customers and segments we wanted to target, but what we didn’t have was a tool that could actually help us confirm how we would do that. Temenos Analytics allows us to be more surgical in how we target a segment and gives us more knowledge in terms of how we develop products.”

Fred Cook, CIO – Blueshore Financial

Why Temenos Data & Analytics?

Data & Analytics - Bank Building

Banking Specific

Temenos Data & Analytics is built specifically for financial institutions to improve business decisions, optimize performance and enrich customer interactions, transforming them into analytically driven organizations ready to compete in the digital world.

Data & Analytics - Orange with blue skin

Customizable

All financial institutions are different, which is why we offer analytics platforms, add-on modules and content packages that can be customized to your needs.

Data & Analytics - Open box

Packaged & Integrated End-To-End

Out-of-the-box data and analytical capabilities integrated directly into Temenos T24 Transact core banking and Temenos Infinity front office and channels, making the software and its users smarter and more efficient.

Data & Analytics - Woman in front of tech screen

AI Innovation

Embedded machine learning allows you to leverage predict analytics provide an individualized customer experience and smarter credit decisions and pricing.

Customer Success Stories

Vancity – Success Story

Vancity built a position as the largest community credit union in Canada, but behind the scenes relied on aging solutions that did not provide sufficient customer information. To gain deeper…

BlueShore Financial – Success Story

BlueShore Financial offers a banking experience unlike any other. The boutique financial institution provides clients with more than just traditional transaction banking services, and the secret to its success lies…

Banque de l’Habitat – Success Story

Banque de l’Habitat dominates the Tunisian mortgage loan market, but wanted to diversify to support long-term growth. To replace the limited functionality of its previous core systems, the bank will…

Data & Analytics - Boat in the water, El Nido, Philippines

“Our mission is to bring banking services to the masses and agriculture society in the Philippines. The decision to partner with Temenos was driven by our objective to expand our products and services beyond the lending sphere to better service our market. With the flexibility of Temenos’ system, we will be able to quickly design and launch new products, making data-driven decisions based on the insight from Temenos’ analytics solution. Powered by Temenos technology, we will be able to bring real-time, tailored financial services to our account holders whether they are in the cities or in the countryside, full-time employees or small business owners and farmers.”

Emmanuel Benitez, President – PR Savings Bank

You’re in Good Company

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.

Data Lake Brochure

Temenos Data Lake can harness real-time, structured and unstructured data as well as curate, ingest and blend large volumes of data at scale. With Temenos Data Lake banks can now implement a single, governed, data hub for their downstream systems be it analytics, AI, AML, Temenos analytics, Temenos reporting.

Data and Analytics Brochure

Unlock and harness the power of your data to become analytically focused on improving decision-making, driving profitability, optimizing performance, reducing risk and gaining valuable customer insight.

How to Realise a Digital Financial Service Strategy

During 2017, Finextra, in association with Temenos, hosted a seminar series in London designed to unpick and explore the challenges – and opportunities – for financial services firms grappling with the transition to a digital world.


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