Temenos Country Model Banks

Regional functionality for over 150 countries using our packaged model bank framework to go-live faster.

Product Overview

Temenos leverages experience in implementing its solutions around the world by creating reusable components that enable you to quickly comply with local regulations and business practices at a lower cost.

Covering Over 150 Countries Across
Multiple Sectors

Temenos’ packaged functionality is used in over 150 countries and covers all areas of banking.

Ongoing Investment: Growing Coverage

This capability continues to grow in functional depth as well as the number of countries as we invest more in this area.

Open APIs

All of our Model Bank functionality is accessible through open and published APIs, which vastly decrease the costs and complexities of integration.

Measurable Success

3000 +

3,000+ clients in over 150 countries


233 successful deployments in 2018


Less than 9 weeks to go live

Why Temenos Country Model Banks?

Regulatory Maintenance

Temenos works with you to identify how the regulatory and business practice changes which you identify impact the Temenos solutions used in your bank. We then deliver the required changes based on a fixed timescale and cost, hence reducing your risk and effort in remaining compliant.

Challenger Banks - Traffic speeding across bridge

Implement Faster

By building on the work already done by Temenos in the countries and markets you are focused on, you can go-live more quickly. This makes implementation much simpler and more cost-efficient.

Digital disruption - more than an opportunity in inclusive banking

Invest in Competitive Differentiation

Focus your investment in bringing new competitive solutions to the market and in improving your offering to your current customers. Do this by leveraging Temenos’ existing investment in regional and market-specific base capability.

How can banks in Ghana overcome the financial crime challenge?

Reduce Ongoing Risk

Temenos continues to build on its considerable investment in standardized regional capabilities which can help your bank as it expands into new business areas and geographies in the future.

Customer Success Stories

Al Rajhi – Success Story

In early 2018, Al Rajhi Bank began investigating breakthrough technologies like Blockchain, and was poised to introduce fingerprint identification and electronic signatures.

Grasshopper Bank – Success Story

If you could build a bank from scratch, what would you do differently to established players? This question sparked the idea for Grasshopper Bank—the first 100 percent digital commercial bank in the U.S. Targeting the booming innovation ecosystem, Grasshopper Bank aims to offer anytime, anywhere banking services to born-online start-ups and technology companies.
BMCE Bank of America Success Story - Chinese woman looking at city skyline

“As the first Moroccan bank to open in China, this expansion will act as a catalyst for economic relations between Africa and China. As the implementation timeframe was so short, Temenos’ packaged software, Temenos Transact, was vital to our plan. By offering a banking platform that is already compliant with Chinese regulations, and running it on Temenos Cloud, Temenos accelerated the launch of our operations in China. Thanks to Temenos’ model bank approach, we obtained a new banking license, and having implemented a new core banking system that meets local regulations while supporting BMCE Bank of Africa’s ambitious growth strategy.”

Said Adren, General Manager – BMCE Bank of Africa
Read the Success Story

You’re in Good Company