Products

Temenos AI

AI empowers banks to provide individualized, frictionless customer experiences, drive customer loyalty and profitability, and automate processes.

Why Temenos AI?

Temenos is the first to bring transparency and explainability of AI automated decision making to the banking industry. Our patented explainable AI (XAI) platform and machine learning capabilities are embedded in the Temenos Platform and available with all Temenos software either through an easy-to-use interface or through APIs delivered on-premise, in the cloud or as a SaaS offering. By embedding AI and Machine Learning into our products, we have accelerated the release of explainable models that will underpin new AI use cases that focus on creating seamless customer journeys and automating manual processes with self-learning capabilities.

Six real-world pain points you can’t ignore in your digital strategy

AI Permeates Temenos Solutions

Explainable AI software capabilities are embedded in multiple areas within Temenos solutions including Fraud Detection, Payment Exceptions, Customer Engagement & Cross-Selling, Collections Optimization, Tailored Pricing and an active ongoing roadmap for enhancing Robo-Advisor.

What is Explainable AI (XAI)?

Temenos’ XAI platform addresses one of the key issues for banks using AI applications; which is that they typically operate as ‘black boxes’ offering little if any discernible insight into how they reach their decisions. We bring cutting-edge innovation to the banking industry by providing transparency into these decisions and helping you explain clearly, in plain language, to your customers and regulators how AI-based decisions are made.

Credit Scoring Model

The Temenos XAI credit scoring model reduces credit risk with the ability to increase pass rates while maintaining or reducing current default risk. Integrated with Temenos Infinity, it will take manual underwriting to the next level through AI automated decision-making and recommendations that are transparent and explainable to the end-user.

Smart Data Lake

The XAI platform, fully integrated with the Temenos Data Lake, gives banks a real-time, end-to-end Smart Data Lake, offering higher quality and richness of data through multiple sources. This means that banks can make faster, more accurate and explainable decisions driven by AI algorithms.

Enterprise-Wide Value

Temenos embeds AI software and Machine Learning capabilities into our banking platform so your bank can realize its value across the entire enterprise to provide individualized customer experiences and maximize straight-through processing with limited or no human intervention in all areas of your bank.

“Augmented underwriting gives firms the opportunity to make better decisions by comparing both assumptions and explanations. It was fantastic to work with Temenos to achieve this vision.”

Lara Korz, Chief Data Officer, Azur

Customer Success Stories

Azur – Success Story

Technology-led company Azur is transforming the insurance industry by creating an augmented underwriting solution that enables real-time pricing and risk management. By integrating the Explainable AI (XAI) platform with its…

British Business Bank – Success Story

British Business Bank (BBB) provides much-needed finance to small and medium-sized enterprises through its subsidiary The Start Up Loans Company. Having previously relied on a network of partners to check…

Webinar

Mid-size banks: Reframe the digital growth game

For mid-size banks, your competitive edge related to personal, friendly and often branch-based service is being contested. Customer satisfaction continues to become synonymous with digital satisfaction. Join Jim Marous, co-publisher of The Financial Brand and Derek Corcoran, Temenos Chief Experience Officer to learn how you can redefine your edge.

It’s Time for AI to Explain Itself – Finextra

The US financial regulator announced earlier this month that it has opened an investigation into claims of gender discrimination by Apple Card.


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