Products

Temenos AI

AI empowers banks to provide individualized, frictionless customer experiences, drive customer loyalty and profitability, and automate processes.

Why Temenos AI?

Temenos is the first to bring transparency and explainability of AI automated decision making to the banking industry. Our patented explainable AI (XAI) platform and machine learning capabilities are embedded in the Temenos Platform and available with all Temenos software either through an easy-to-use interface or through APIs delivered on-premise, in the cloud or as a SaaS offering. By embedding AI and Machine Learning into our products, we have accelerated the release of explainable models that will underpin new AI use cases that focus on creating seamless customer journeys and automating manual processes with self-learning capabilities.

Six real-world pain points you can’t ignore in your digital strategy

AI Permeates Temenos Solutions

Explainable AI software capabilities are embedded in multiple areas within Temenos solutions including Fraud Detection, Payment Exceptions, Customer Engagement & Cross-Selling, Collections Optimization, Tailored Pricing and an active ongoing roadmap for enhancing Robo-Advisor.

What is Explainable AI (XAI)?

Temenos’ XAI platform addresses one of the key issues for banks using AI applications; which is that they typically operate as ‘black boxes’ offering little if any discernible insight into how they reach their decisions. We bring cutting-edge innovation to the banking industry by providing transparency into these decisions and helping you explain clearly, in plain language, to your customers and regulators how AI-based decisions are made.

Credit Scoring Model

The Temenos XAI credit scoring model reduces credit risk with the ability to increase pass rates while maintaining or reducing current default risk. Integrated with Temenos Infinity, it will take manual underwriting to the next level through AI automated decision-making and recommendations that are transparent and explainable to the end-user.

Smart Data Lake

The XAI platform, fully integrated with the Temenos Data Lake, gives banks a real-time, end-to-end Smart Data Lake, offering higher quality and richness of data through multiple sources. This means that banks can make faster, more accurate and explainable decisions driven by AI algorithms.

Enterprise-Wide Value

Temenos embeds AI software and Machine Learning capabilities into our banking platform so your bank can realize its value across the entire enterprise to provide individualized customer experiences and maximize straight-through processing with limited or no human intervention in all areas of your bank.

“Augmented underwriting gives firms the opportunity to make better decisions by comparing both assumptions and explanations. It was fantastic to work with Temenos to achieve this vision.”

Lara Korz, Chief Data Officer, Azur

Customer Success Stories

Azur – Success Story

Technology-led company Azur is transforming the insurance industry by creating an augmented underwriting solution that enables real-time pricing and risk management. By integrating the Explainable AI (XAI) platform with its…
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Riding the Waves of Payments Modernization

There are significant changes happening in payments and cash management processing driven by a range of global, regional, and local market programs which will impact every financial institution in the world. We will discuss some of these major drivers including Swift ISO20022 migrations and Advanced Instant, Request to Pay services, and how we can support the regulatory and compliance demands placed on your organization.
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A Wealth of Opportunities

Join this session to find out how the most comprehensive end-to-end wealth solution can help banks and wealth managers to grow their AuM and protect their margins through a rich digital experience, tailor-made investment services, new products, and services while complying with the most recent regulations.
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Innovating with Temenos Technology​

The fast spread of digital banking technologies left banks with a complex architecture, data, and services are fragmented through systems preventing innovation and increasing cost. Microservices is a revolutionary technology that is underpinning the Temenos technology platform and architecture, including Transact and Infinity. Launching domain-specific microservices in the back and front office enables banks to deploy changes faster, scale granularly, innovate without limits and progressively renovate their existing systems.​ Watch this video to hear more.

It’s Time for AI to Explain Itself – Finextra

The US financial regulator announced earlier this month that it has opened an investigation into claims of gender discrimination by Apple Card.

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Upcoming Events

Temenos SCALE

Temenos SCALE 2021

Temenos SCALE 2021 is the largest developer conference in fintech. It will bring together industry leading voices and experts both from within and outside the fintech ecosystem to share their insights for developers to build the future, now.