News & Blogs

As markets are shifting at an increasingly rapid pace, digital banks and their underlying software architectures need to respond by adapting faster than ever before. As no single vendor can provide market leading components for every part of a digital bank, the successful digital bank's architecture is designed in a composable way, bringing together API-driven systems to support the business. Apart from flexibility the composable architecture allows the digital bank to be future-resilient, as it makes it possible with quick alignment of products and services to capitalise on newly identified market opportunities as well as to stay relevant with any shifts in the market.

On June 24, 2019, the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve Board issued an amendment to Regulation CC, which also resulted in an amendment to Regulation DD.…

The Temenos Compliance Advisory Team wants to help you cool off with a bit of good ole’ South Louisiana Lagniappe by sharing some of our answers to customer questions addressing…

In a NOW Account, a depository institution has reserved the right to require at least seven days’ notice prior to a withdrawal or transfer that is subject to check, draft,…

With growth comes the challenge of regulating and reviewing these powerful new tools used on a daily basis. This article will review the top five regulatory concerns found within a…

Empower, Embrace and Enjoy! This month we had the honor of interviewing a fantastic woman in the world of banking and technology, Mónica Carrión. She tells us a bit about…

Questions regarding time deposits and penalties arise quite frequently in the current culture of “penalty free” or “one time penalty free withdrawal” time deposits offered by Financial Institutions. Those questions…

Excerpt from Temenos Executive Vice President and General Manager Jeffery Kendall. He was recently interviewed on The Deep Dive channel by host Kevin Benedict. The Deep Dive is a web-based show about leaders and for leaders in business and technology. They share insights, experiences, analysis, stories, innovations, predictions and advice.

From a generational perspective, our situation is unique. I’m a millennial with an iGen child, so we are closer in age than most mothers and daughters. That means our expectations…