Technical debt is the idea that as you build software you will find yourself faced with the need to choose something “easy” or something “right”. Unfortunately, the “easy” option often prevails even if the “right” option was better.
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As we get into the second half of 2017 and start setting our eyes on 2018, it’s important to not only focus on the current trends impacting the banking industry but also start anticipating the trends that will be making an impact in the coming years. In this blog, we outline the top bank technology trends of the future and predict how they will shape the digital customer experience transformation.
Platformification is re-shaping the banking industry by giving consumers more choice; cutting down on the need to pay multiple providers; creating new revenue streams for banks; and unleashing opportunities for fintechs to achieve scale by reducing acquisition costs.