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Services already in the market are not excluded from the benefits cloud has to offer. In addition, even services born in the cloud are not immune to market vagaries and fluid customer demand. Change is inevitable.

There is no doubt that the future of banking is with the cloud. As banks react to their fast-paced customers' increasingly demanding requests, only cloud-based systems can provide robust solutions which banks and finance houses need.

We have seen a huge transformation in banking customer experience as banks attempt to differentiate themselves from their banking competitors.

The potential benefits of cloud for banks are compelling.

Although banks have for many years used cloud technology for peripheral applications such as CRM and HR systems, use of the cloud for core banking has been held back by…