Financial Inclusion Initiatives

Extend Financial Inclusion Initiatives rapidly using a packaged and integrated model bank that is developed specifically to increase access to relevant financial services.

Financial Inclusion Initiatives Solution

Financial Inclusion is focused on increasing access to financial services for individuals and businesses who have been historically excluded. Temenos’ solution enables institutions to rapidly deploy specialist and relevant products both digitally and through physical distribution channels.

Financial Inclusion - Vietnamese vendors in boats

Go-Live Faster

Identify the expected time, effort and resource requirements beforehand. Functionality and processes are pre-configured to provide model bank templates for rapid deployment based on 25 years of industry best practice.

Financial Inclusion - Kuala Lumpur Tower

Process-Guided Product Builder

Create new products quickly using embedded best practices for optimal results.

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Pre-Packaged Specialized Products

Instant access to Temenos T24 Transact, model bank functionality and Temenos Infinity channels as well as user experience.

Financial Inclusions - City in the clouds

On-Premise or On-Cloud

Deployment options are available according to your individual needs; on-premise or SaaS on a private, public or hybrid cloud.

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Open APIs Enable Innovation

Published APIs for open banking, interoperability, digital payments, and the latest FinTech innovations.

Measurable Success

Over 9 MILLION

9.6 million customers

99 %

99% uptime

ARB Apex Success Story - Michael Appiah

“For the services, we are allowed to offer, there is no difference between what you get at the micro-finance and rural bank level and what you get when you go to the investor banks, which is a great achievement, all powered by the Temenos solution. We will any day, any time, recommend Temenos to any micro-finance institution.”

Michael Appiah, Head of Operations ARB Apex Bank Ltd.
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Product Overview

Product Designer

Interactive processes to develop and deploy new products defined and published by the catalog for faster time to market.

Configurable Origination

Rules for any account, loan or deposit origination are configurable to individual requirements.

Real-Time Payment Processing

No need for duplication of processes or batches; the payer and payee can instantly receive online real-time payments and all their associated benefits.

Customer Documentation

A complete approach for the creation, delivery, view and archiving of any associated documentation and files.

Customer Success

Seychelles Credit Union – Success Story

Seychelles Credit Union (SCU) stands apart as the only member-owned savings and credit cooperative that operates in Seychelles. And while local commercial banks focus on developing an extensive range of…

Equitas Small Finance Bank – Success Story

Equitas Small Finance Bank supports entrepreneurs across India with access to micro financing credit. Opening up to 30 new bank branches each month, Equitas Small Finance Bank wanted to continue…

Barko Financial Services – Success Story

Barko Financial Services (BFS) is a leading microfinance institution in South Africa. By expanding into retail banking, the innovator is planning to shake up the region’s industry, fulfilling the unmet…

Microcred Success Story - Denis Moniotte

“A robust and open back end is essential to innovation in financial services. It allows our systems to scale and remain nimble. This is what Temenos provides. We see a lot of other players with very interesting new technologies but struggling to move from one successful operation to a global multi-country operation at scale. When Microred decides to move into a different direction or change markets, it’s not a question of more implementation, but a simple configuration in the back end.”

Denis Moniotte, Chief Innovation Officer and CTO – Microred
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You’re in Good Company

Temenos Platform

Cloud-Native, Cloud-Agnostic

Lower costs with the elastic scalability, security, and control you need to shape your business.

APIs & Extensibility

Innovate faster with access to over 700 open APIs in the largest FinTech ecosystem.

Microservices & Containers

Microservice architectures enable continuous application upgrades and cloud scalability.

Distributed Database

Achieve true horizontal scalability in the database layer and operate on an active-active basis across multi-cloud.

Temenos Continuous Deployment – DevOps

Reduce cost and shorten software release cycles – code in the morning, deploy in the afternoon.

Security & Immutable Logging

Protect your bank from modern digital threats with the highest levels of security.

AI & Machine Learning

Explainable AI enables transparency into automated decisions and provides intelligent banking by growing revenues, cutting costs and enhancing the customer experience.

Video

WB Finance – Video Testimonial

Mr. Chanveasna Heang, Head of Projects, WB Finance talks about how by upgrading to the latest version of Temenos T24 Inclusive Banking, WB Finance gained new capabilities that will help it to achieve operational efficiencies, improve customer service and seize competitive advantage.


Latest News

Press Releases

Banque du Caire Goes Live With Temenos

One of the Largest State-Owned Banks in Egypt, creates new digital experiences for both corporate and retail customers rapidly deployed with bank’s existing core.

Temenos

Upcoming Events

Industry Event

Finnovex West Africa

We will be participating as gold sponsors at the first annual Finnovex West Africa Conference in Nigeria.
Industry Event

FOROMIC 2019 Punta Cana

TEMENOS, proud exhibitor at the upcoming FOROMIC 2019: “Reinventing Inclusion”, taking place this year in Punta Cana, Dominican Republic.