Temenos Transact – Core Banking

Temenos Transact for Corporate Banking

Temenos Transact offers an integrated and deep set of capabilities around all areas of corporate and transaction banking.

Product Overview

Integrated Solution

Temenos Transact supports all the major corporate banking transactions in a single integrated solution, allowing you to make multi-product offers to corporations covering all of their banking needs. The embedded single customer view also helps relationship managers maintain and build on this relationship.

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Temenos Transact is a customer-centric system built around a single customer view that covers all product lines and channels, enhancing the ability of the bank to understand its customers’ needs and serve them. Embedded analytics provide customer insight, and predictive sales and service assistance.

Product Factory & Catalog

Design and build new products using a centralized tool that can then be made available for sale quickly to gain valuable time and market share when new opportunities arise. Embedded analytics also help product managers to plan and deploy new products that will be attractive to customers and profitable for the bank.

Accounts & Deposits

The system support accounts and deposits varying from simple offerings to more sophisticated corporate DDAs with more complex features.

Cash Management

Conventional compensation hierarchies can be established, together with balance sweeping and virtual account structures.

Trade Finance

Flexible and comprehensive coverage for Letters of Credit, Letters of Guarantee and other documentary instruments is provided in the system.

Corporate Lending

Complex credit agreements can be created and drawn down by corporate customers as needed.

What Does Corporate Banking Look Like in 2020?

Enterprise Credit

Enterprise credit facilities can be set up and monitored which cover a bank’s entire exposure to a corporate, including positions held in other systems.

Temenos Treasury

A dedicated treasury display with efficient position monitoring and deal capture capabilities is provided, which can also be integrated with market data feeds.

Temenos Payments - Woman using tap to pay

Temenos Payments

Domestic and international payments are processed, including real-time payments, using Temenos Transact’s integral payment capability or the more advanced Temenos
Payment hub solution.