The Most Innovative Banks Rely on Temenos
Find out the top characteristics of top-performing banks
Technology for Better Banking
We are passionate about helping financial institutions of all sizes, in all sectors, around the world, to dramatically accelerate their digital transformation.
Temenos software is proven to enable its top-performing clients to achieve industry-leading cost-income ratios of 25.2% and returns on equity of 25.0%, 2X better than the industry average. These clients also invest over 53% of their IT budget on growth and innovation versus maintenance, which is 2.5X better than the industry average, proving the banks’ IT investment is adding tangible value to their business.
Our products combine the richest end-to-end packaged country model bank functionality and the most advanced cloud-native, cloud-agnostic, API-first and AI technology, helping our clients go live faster, giving them the freedom to innovate and deliver personalized experiences.
With the largest global community of banks, FinTechs, developers and partners, we are bound by the belief that working together will make banking better.
How can you achieve world-class cost-income ratios?
Temenos Value Benchmark
To this end, we launched the Temenos Value Benchmark program to provide our clients with tangible, data-driven insights into their business performance, in the spirit of a true strategic partner.
The Temenos Value Benchmark Program is a strategic survey-based service to discuss the business and IT metrics and best practices enabled by your investment in technology. The objective is to measure and compare a bank’s business performance with other Temenos clients, around specific business and IT metrics and best practices along the banking value chain. Each bank receives executive-level insights and recommendations to help them unlock future improvement opportunities in their business.
How much of your IT spend should be on
growth and innovation rather than on maintenance?
The World’s #1 Banking Software
What are the key capabilities required to compete in today’s digital and open banking world?