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Experience Driven Banking

Like any good revolution, the digitization of banking throws up opportunities, most notably the chance to deliver a much more intimate and value-added customer experience.

Customers today want a different relationship with their financial services providers. They want their banks to become more involved in their commercial and financial lives. Surveys show that people would expand their relationship (or pay more) in return for providers giving expert advice, finding ways for them to save money, rewarding their loyalty and proactively recommending products and services that they really need.

When financial providers combine this kind of personalised service with other information, such as context and channel preferences, we enter the realm of experience-driven banking. Banks can use data to deliver to customers high value customer insights, at the time and place they need it and over their preferred channel.

It is now up to banks to realise the promise of experience-driven banking. The prize being to win back customer loyalty.

Case study: Barclays

With more than 40 million customers spread across banking in all its forms, Barclays has a huge opportunity to benefit from Experience Driven Banking.

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Moven: a game changer

"The people we call Millennials are now of bankable age, and they expect things to work very..

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Equitable Bank: starting from scratch

With around $13 billion in assets, Equitable is a relatively small Canadian bank compared with...

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Fidor Bank: all about community

Germany's Fidor Bank is taking a very specific approach to Experience Driven Banking – one aimed..

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iGaranti: breaking down barriers

Designed specifically for young people and young professionals to manage their money

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Case study: Uber

By any standards, Uber is one of the technology world's most successful recent startups. A taxi..

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eBay: a huge data challenge

When it comes to experience-driven retailing, few companies face data challenges and..

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