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Banking Solutions

Australian Model Bank

Temenos offers a digital model bank SaaS banking platform specifically designed and developed to empower Australian Credit Unions and Mutual Banks to survive, compete and thrive in today’s rapidly changing environment.

NPP enabled and compliant with Australian ADI requirements, the Australian Model Bank offers fully integrated open source API’s.

As a SaaS offering, this is an affordable and game-changing solution that enables Credit Unions and Mutuals to deliver a truly digital experience to their members on the device of their choice, at any time.

Critical functionality for Retail Banking:

  • Digital Banking
  • Sales & Marketing
  • Customer Management
  • Originations
  • Loans and Deposits
  • Payments & Transactions
  • Cards
  • Account Management
  • Market Risk and Compliance
  • Analytics, BI and next best offer for front line staff
  • APRA Reporting
  • Platform Hosting
  • Product Management

Scalable and flexible

With our SaaS platform solution there's no traditional infrastructure and therefore no need for major upfront capital expenditure or to increase your IT team. Our pay-as-you-grow pricing model allows you to spread the cost over multiple years while reaping the benefits of the Australian Model Bank now. And because we take care of the system management, you can focus on your business.

In 2017, Australia moves to the New Payments Platform (NPP) - national infrastructure for fast, flexible, data-rich payments. Not all systems will cope with the demands of smart data analysis. This model bank comes NPP ready as standard. Organisations need to be ready to go, to capitalize on the wealth of opportunities this change will bring. To be competitive, and ultimately sustainable, you need an agile, 'future-proof' system.

Enables a tailored, omni-channel experience for all your customers accessible on their device of choice, anywhere at any time. Whether using their mobile phone, tablet or desktop, they'll receive the same high level of user experience and service.

Allows you to help your customers make better choices, quicker.

Core banking, ready to go

An integrated, modular, core banking system that provides success critical functionality for retail banking, including: current accounts, savings and deposit accounts including fixed deposits, overdraft accounts, cheques, cards, consumer lending, mortgages and more.

Module components include:

  • Internet Banking,
  • Mobile Banking,
  • Mobile App,
  • Card Management System,
  • Origination Platform,
  • Customer Relationship Management,
  • Collections and Recoveries

Cloud based solution

Rather than worry about infrastructure or network services, a bank can just use browser access to operate a wide range of retail, business and investment services for customers – it allows fast start-up and the Bank can focus on their offering and brand rather than technology.

Anywhere, anytime on any device

To reach out to customers anywhere, anytime on any device, banks need a wide range of channel products – allowing phone, internet, mobile and SMS based services to access accounts and move funds.

Asset finance origination made easy

Asset Finance Origination Platform has been designed to cater for the needs of key stakeholders of the Asset Finance distribution channel in particular for 1st party Bankers and 3rd party Brokers.

The Asset Finance platform’s intuitive functionalities encompass a true multi-lender design, with a focus on:

  • Effective lead management,
  • Quoting,
  • Application Submission
  • POS decisioning
  • POS load document generation

Banking as a Service (BaaS)

A complete multi-tenanted SaaS platform from the world’s leading banking software company

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