Plaid

Auth enables you to instantly verify consumer’s bank accounts for ACH or EFT transfers. Once accounts are verified, transfer money for payments or account funding with greater confidence.

Transactions frequently provides 24 months of cleaned data from consumers’ transaction histories along with current and available account balances. Retrieve key insights into the transaction data including merchant names, locations, and categories.

Assets provides lenders with a summary of a borrower’s financial health. Multiple bank accounts are consolidated into an Asset Report which shows account balances, historical transactions, and account holder identity information. In addition, lenders can retrieve categorized transaction data that can be used in building risk models.

With Plaid, you’re integrating with best-in-class technology to help you deliver rich experiences to your customers: for developers, by developers, robust data coverage and quality, high uptime and operating efficiency, built with security top-of-mind.