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LexisNexis Risk Solutions

InstantID® Q&A – Protect against identity theft


Protect against Identity Theft with Customized Out-Of-Wallet Questions.

Leverage the increased fraud prevention capabilities of LexisNexis InstantID Q&A to help protect against identity theft with customized out-of-wallet questions.


Built-In Intelligence and Proprietary Matching Algorithms

Built-in intelligence and proprietary matching algorithms power the InstantID® Q&A question engine, which is designed to develop questions and dynamically adjust question difficulty to a level where only an individual with authentic, personal knowledge could accurately answer.

Superior Technology

The solution leverages superior linking technology and answers that sophisticated fraudsters cannot easily access.

Real-time Pass/Fail Results

InstantID Q&A delivers real-time Pass/Fail results, intelligent reporting and archiving to support informed decisions and improve customer onboarding efficiency.

Endorsed by ABA

InstantID Q&A is the only identity authentication solution endorsed by the American Bankers Association (ABA).

Compliant with authentication rules

InstantID Q&A delivers advanced tools to help you comply with Section 326 of the USA PATRIOT Act, the Gramm-Leach-Bliley Act, FFIEC (Federal Financial Institutions Examination Council) multi-factor authentication rules and the Fair and Accurate Credit Transactions (FACT) Act.

Customized Scoring Parameters

InstantID Q&A is designed to fit your business policies and identity fraud risk tolerance levels with sophisticated features that enable you to customize scoring parameters and measure risk as questions are asked.

Real-time pass/fail Results

Pass/Fail results are delivered in real time via a secure web based portal, XML integration or at the point of sale, enabling you to confirm customer identities at the point of customer contact.

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