
Protect against Identity Theft with Customized Out-Of-Wallet Questions.
Leverage the increased fraud prevention capabilities of LexisNexis InstantID Q&A to help protect against identity theft with customized out-of-wallet questions.
InstantID® Q&A – Protect against identity theft
Leverage the increased fraud prevention capabilities of LexisNexis InstantID Q&A to help protect against identity theft with customized out-of-wallet questions.
Built-in intelligence and proprietary matching algorithms power the InstantID® Q&A question engine, which is designed to develop questions and dynamically adjust question difficulty to a level where only an individual with authentic, personal knowledge could accurately answer.
The solution leverages superior linking technology and answers that sophisticated fraudsters cannot easily access.
InstantID Q&A delivers real-time Pass/Fail results, intelligent reporting and archiving to support informed decisions and improve customer onboarding efficiency.
InstantID Q&A is the only identity authentication solution endorsed by the American Bankers Association (ABA).
InstantID Q&A delivers advanced tools to help you comply with Section 326 of the USA PATRIOT Act, the Gramm-Leach-Bliley Act, FFIEC (Federal Financial Institutions Examination Council) multi-factor authentication rules and the Fair and Accurate Credit Transactions (FACT) Act.
InstantID Q&A is designed to fit your business policies and identity fraud risk tolerance levels with sophisticated features that enable you to customize scoring parameters and measure risk as questions are asked.
Pass/Fail results are delivered in real time via a secure web based portal, XML integration or at the point of sale, enabling you to confirm customer identities at the point of customer contact.