Asia Pacific

Solving The Data Security Dilemma

Client confidentiality and data security are implicit within any banking relationship. From a bank perspective, data security is critical but it is seldom a source of competitive advantage. When data security appears in the spotlight it is often for the wrong reasons. Several high profile private client data thefts have served as a wake-up call for the industry to elevate data security on the corporate agenda.  Is the industry doing enough?

Lynne Landau, Product Manager of Temenos Private Wealth Management puts the case for collaboration.

Banking On The Cloud To Better The Unbanked

With all eyes focused on the future of the world’s economic state, people often forget that many in this world are completely excluded from the global economy.

Identifying Anti-Money Laundering Issues In Chinese Banks

With the advent of stricter controls on AML in banking markets around the world, this study explores the location and resolution of AML issues in Chinese banks, and discusses the importance of tackling them.

Building A Mobile Strategy

The concept and application of mobile banking is not new to the banking community, indeed the first WAP banking application was launched in 1998 by Merita bank in Finland (now part of Nordea). 12 years on, what has changed?

Which Way For Mortgages?

The economic crisis has forced the implementation of tougher lending policies around the world, a situation that is highly evident in the UK mortgage market and replicated at different levels in a vast number of geographies.

Workflow-Centric Origination

There are a number of good reasons why banks focus on improving origination processes. On the one hand it is one of the most effective and measurable ways to reduce the cost of complex processes and ensure compliance, both from a regulatory perspective and in line with performance targets set by management.

Moving To The Cloud

For the financial services industry, the cloud provides customer reach, cost savings, a faster time to market, dynamic scale, and a platform for innovating, writes Joe Pagano, Managing Director of Banking & Capital Markets - Microsoft.

The Future Of Wealth

The private wealth management (PWM) market has always been a highly demanding environment for banks. Now the demands are shifting, as the sector experiences significant change. Celent Research Director Isabella Fonseca explores important new trends.

Tackling Today’s Threats To Payment Processing

Transaction processing and compliance managers are seeking ways to cut through the regulatory red tape while keeping risk to a minimum.

Blurring Of The Rules Of Engagement

Chris Longden, Regional Director APAC for Temenos,  assesses trends in payments in the APAC region.

A Platform For Retail Banking Transformation

Lonny Kaplan, US Business Consulting Head, Cards & Payments, Cognizant, and Hemant Kulkarni, Practice Lead, Banking & Financial Services, Cognizant Business Consulting, suggest strategies for meeting the challenges of the transformed retail banking sector.

The New Retail Banking Market

A more realistic approach to risk on the part of retail banks is just one of the factors that will shape the market this year and beyond. Tim Walker, Partner at Deloitte, looks at how the industry is changing.

Creating Value For Customers

What sets profitable banks apart? Ben Robinson of Temenos examines the key factors that make a difference.

An Integrated Future

Anirvan Saha, Consulting Manager at Cognizant Business Consulting, looks at the growing complexity of system integration and how banks can get the most from their IT investments Systems integration (SI) has been traditionally considered as the process of linking together different computing systems and software applications physically or functionally.

Cashing In On The Essentials

Cash management has always been at the centre of the corporate offering. But how and why has the attitude towards this crucial service changed of late? By Koen Van den Brande - Innovation Director - Temenos.

Empowering The Managers

With information as the lifeblood of a successful business, putting easy to use business intelligence tools in the hands of key managers is a great way for banks to improve their performance.

Can The Adviser Desktop Deliver?

There exists a large variety of organisations that are all ready and willing to help look after your money. In particular, banks are ramping up their private banking and wealth management services, bidding to take care of wealthy clients’ every financial need, writes Lynne Landau - Private Wealth Management Product Manager - Temenos.

Risky Business

Tackling risk has risen in prominence for many markets, and tackling operational risk has moved to the top of the list for many banks.

The Three Pillars Of Islamic Private Banking

With the number of high net worth and ultra-high net worth individuals in Southeast Asia and the Middle East booming, and investors seeking to put their wealth in domestic markets, Islamic banks are turning their thoughts to private banking.

Against The Grain

With the march towards globalisation and the pursuit of greater efficiency and reduced costs, this article looks at consolidation in banking relationships.

Online Challenges

In the past, private banking was a heady haze of golf, dinners and bi-annual meetings. Now, with budgets shrinking and customers demanding more online services, this cost-heavy, face-to-face operating model is becoming a thing of the past. In short, it’s time for private banking to go online.

SOA: A Strategy For Growth

SOA remains one of the IT industry’s hottest topics. To reap the greatest benefits from SOA, banks need to start making decisions now, to secure a successful future.

Automating Asset Management

This article explores the benefits for insitutions today of automating asset management, such as greater agility and efficiency.

SOA: Believe The Hype?

Everybody’s talking about it, but is anybody doing it? Last autumn, we polled a sample of retail and universal banks, members of our Temenos Client Advisory Group, to identify their approaches to service oriented architecture (SOA).

Bridging The Gap

With banks poised to enter the microfinance market, traditional providers – that have developed from social mission cultures – cannot expect to thrive on a social development ethos alone. They must adapt and develop a commercial culture.

Customer Centricity

It has never been more crucial for banks to engage with customers.  Good customer service is crucial to help banks attract new customers, retain existing customers and cross-sell those customers more profitable and higher value products, writes Adrian Hadley, Product Strategy Director - Temenos.