-
27 Feb 2012
For years now, we have seen mobile operators take the lead over banks in terms of mobile payments. With the launch of Barclay's Pingit, is this the start of a new trend for mobile banking in the UK?
-
15 Nov 2011
[2 likes]
Client confidentiality and data security are implicit within any banking relationship. From a bank perspective, data security is critical but it is seldom a source of competitive advantage. When data security appears in the spotlight it is often for the wrong reasons. Several high profile private client data thefts have served as a wake-up call for the industry to elevate data security on the corporate agenda. Is the industry doing enough?
Lynne Landau, Product Manager of Temenos Private Wealth Management puts the case for collaboration.
-
15 Aug 2011
For many years, banks have toyed with the idea of using biometric information for customer authentication, validation and verification. Yet, after decades of trials, the actual use of biometrics in financial services is still sparse, particularly in a customer context.
-
10 Aug 2011
[2 likes]
There's increasing evidence that incremental IT investments do not produce positive changes in productivity - but the reverse. They provide negative returns. That's what we call the Productivity Paradox.
-
29 Jul 2011
[1 like]
The concept and application of mobile banking is not new to the banking community, indeed the first WAP banking application was launched in 1998 by Merita bank in Finland (now part of Nordea). 12 years on, what has changed?
-
15 May 2011
The economic crisis has forced the implementation of tougher lending policies around the world, a situation that is highly evident in the UK mortgage market and replicated at different levels in a vast number of geographies.
-
15 May 2011
Mark Gunning, Global Business Solutions Director at Temenos, looks at what sets top banks apart from the competition.
-
15 May 2011
There are a number of good reasons why banks focus on improving origination processes. On the one hand it is one of the most effective and measurable ways to reduce the cost of complex processes and ensure compliance, both from a regulatory perspective and in line with performance targets set by management.
-
01 May 2011
The North American wealth management market is highly fragmented, with most private investors holding relationships with multiple wealth management firms, including banks, brokerages and independent investment advisors. Account aggregation services are a popular method of consolidating customer account information into a single location, writes Thibaut Jacquet-Lagreze, of Temenos.
-
19 Jan 2011
For the financial services industry, the cloud provides customer reach, cost savings, a faster time to market, dynamic scale, and a platform for innovating, writes Joe Pagano, Managing Director of Banking & Capital Markets - Microsoft.
-
19 Jan 2011
A new regulatory framework is an opportunity to introduce better risk practices and to apply advanced risk pricing methods, writes Shawn Doumy - Insight Risk Intelligence Product Director - Temenos.
-
19 Jan 2011
The private wealth management (PWM) market has always been a highly demanding environment for banks. Now the demands are shifting, as the sector experiences significant change. Celent Research Director Isabella Fonseca explores important new trends.
-
19 Oct 2010
Transaction processing and compliance managers are seeking ways to cut through the regulatory red tape while keeping risk to a minimum.
-
17 Oct 2010
In a market of stringent regulation and fierce competition, we discover how automation can can clear the way for providing effective, profitable payments services, writes Amanda Gilmour - Product Director -Temenos.
-
17 Oct 2010
Chris Longden, Regional Director APAC for Temenos, assesses trends in payments in the APAC region.
-
17 Oct 2010
Darryl Proctor - Product Manager, Corporate Banking - Temenos examines the challenges banks face in providing supply chain finance services to their clients.
-
17 Oct 2010
Lonny Kaplan, US Business Consulting Head, Cards & Payments, Cognizant, and Hemant Kulkarni, Practice Lead, Banking & Financial Services, Cognizant Business Consulting, suggest strategies for meeting the challenges of the transformed retail banking sector.
-
17 May 2010
‘Dematerialisation’ is essentially ‘doing more with less’ and we are seeing it increasingly in the banking sector. In the last two years, 5.5 trillion dollars has been wiped off capitalisation of the global banking sector (a fall to 60 per cent of peak levels), writes Adrian Hadley - Retail Business Development Director - Temenos.
-
17 May 2010
What sets profitable banks apart? Ben Robinson of Temenos examines the key factors that make a difference.
-
22 Nov 2009
In the wake of the financial downturn, banks around the world are feeling the effects. While some financial institutions have fallen altogether, others have been forced to go back to basics and address internal issues. Temenos' regional directors discuss the latest trends across financial markets around the world.
-
22 Nov 2009
Anirvan Saha, Consulting Manager at Cognizant Business Consulting, looks at the growing complexity of system integration and how banks can get the most from their IT investments Systems integration (SI) has been traditionally considered as the process of linking together different computing systems and software applications physically or functionally.
-
19 Nov 2009
Private bankers must adapt their role from investment selector to strategic advisor, writes Lynne Landau - Product Manager For Private Wealth - Temenos.
-
19 Nov 2009
Business activity monitoring can make a significant and far reaching contribution to any bank’s cash management lifecycle, writes Gilles LeFlambe - Head of Sales, EMEA - Systar.
-
22 May 2009
With information as the lifeblood of a successful business, putting easy to use business intelligence tools in the hands of key managers is a great way for banks to improve their performance.
-
19 May 2009
The world of finance for the poor has changed immeasurably since economics professor Muhummad Yunus put his theories of improving the lives of the poor into practice 30 years ago, writes Murray Gardiner - Temenos.
-
19 May 2009
There exists a large variety of organisations that are all ready and willing to help look after your money. In particular, banks are ramping up their private banking and wealth management services, bidding to take care of wealthy clients’ every financial need, writes Lynne Landau - Private Wealth Management Product Manager - Temenos.
-
22 Nov 2008
BIAN, an independent body committed to the promotion and development of industry standards suitable for service oriented architecture (SOA), helps banks to move towards SOA.
-
22 Nov 2008
Tackling risk has risen in prominence for many markets, and tackling operational risk has moved to the top of the list for many banks.
-
18 Nov 2008
With the number of high net worth and ultra-high net worth individuals in Southeast Asia and the Middle East booming, and investors seeking to put their wealth in domestic markets, Islamic banks are turning their thoughts to private banking.
-
17 Nov 2008
This article investigates three alternative perspectives on banking operations in the Retail Banking sector, by Robin Hunt, Senior Research Director specialising in core banking and transaction processing systems for TowerGroup.
-
17 Nov 2008
With the march towards globalisation and the pursuit of greater efficiency and reduced costs, this article looks at consolidation in banking relationships.
-
15 Nov 2008
The microfinance market, as with so many things in life, can be divided into different elements – social microfinance, mutual societies and banks - all with unique business demands and challenges.
-
01 Nov 2008
In the past, private banking was a heady haze of golf, dinners and bi-annual meetings. Now, with budgets shrinking and customers demanding more online services, this cost-heavy, face-to-face operating model is becoming a thing of the past. In short, it’s time for private banking to go online.
-
22 May 2008
Darryl Proctor - Corporate Banking Product Manager - Temenos, writes on the growing interest in analytcis in the banking sector.
-
22 May 2008
SOA remains one of the IT industry’s hottest topics. To reap the greatest benefits from SOA, banks need to start making decisions now, to secure a successful future.
-
22 May 2008
Fadi Yazbeck explores the implications of the movement away from traditional financial institutions to newcomers to the market.
-
22 May 2008
This article explores the benefits for insitutions today of automating asset management, such as greater agility and efficiency.
-
19 May 2008
Making The Right Decision About Core Renewal by Bart Narter, Senior Analyst, Celent
-
19 May 2008
Everybody’s talking about it, but is anybody doing it? Last autumn, we polled a sample of retail and universal banks, members of our Temenos Client Advisory Group, to identify their approaches to service oriented architecture (SOA).
-
19 May 2008
Universal banks often find that to continue meeting the needs of their diverse customer base, they feel that they have to invest in multiple technologies rather than a single, scalable, flexible solution.
-
19 May 2008
With banks poised to enter the microfinance market, traditional providers – that have developed from social mission cultures – cannot expect to thrive on a social development ethos alone. They must adapt and develop a commercial culture.
-
19 May 2008
With the rapid expansion of the Islamic banking sector, specialist systems designed to support a limited operation are failing to keep pace.
-
01 Mar 2008
It has never been more crucial for banks to engage with customers. Good customer service is crucial to help banks attract new customers, retain existing customers and cross-sell those customers more profitable and higher value products, writes Adrian Hadley, Product Strategy Director - Temenos.