Leading core banking software platform …
Temenos CoreBanking (TCB) is an open technology, IBM mainframe-based mass retail banking software platform. Used by some of the world’s largest retail banks, TCB is ideal for complex Tier 1 and Tier 2 retail banking businesses - in-house or outsourced – and ideally suited to making phased banking transformations across one or more lines of business.
Designed around IBM’s industry standard banking model and containing over 100,000 objects, with on-line and batch connectors to facilitate external front office and legacy integration, TCB enables you to accelerate your journey towards modernisation with data-centric out of the box architecture and functionality while still giving you the ability to manage and control your systems with complete source code ownership providing a ‘best of both’ path towards transformation without any loss of control.
Welcome to Temenos TCB.
The mass retail banking software platform of choice for a range of banks worldwide, TCB uses the industry standard Financial Service Data Model from IBM and represents a major technology leap forward. TCB’s modular structure delivers a proven, phased and cost-effective way to modernize fragmented IT infrastructure and design out costly duplication and errors caused by obsolete legacy systems.
Built over a strong architectural foundation, it relies on three unique architectures: a Data Architecture exhibiting unparalleled levels of flexibility and reuse, an Application Architecture showing horizontal applications capable of managing the life cycle of financial products and services regardless of their nature and a Technical Architecture defining a layered Software stack that lays the foundation for a SOA-like implementation.
An advanced enterprise-wide retail banking platform, TCB scales to handle the very high transaction volumes that the world’s largest banks demand. When processing your day-to-day operations in the mainframe operating environment, TCB prevents data replication errors to improve your management information, enhance decision-making and transform customer service. Natively designed for end-to-end multi-entity processing, TCB provides multi-currency and multi-language functionalities.
For more information on the TCB suite of core banking products, talk to our team of banking technology experts, come and talk to Temenos. Contact us on firstname.lastname@example.org.
Features And Benefits
World-class banking technology that benefits your business …
Temenos TCB is a core bank processing software platform that engine combines open software technology with IBM mainframe capabilities. Deployed worldwide and designed for Tier 1 and Tier 2 retail banks and multi-bank processing centres, TCB covers every aspect of retail core banking - including deposits, lending and payments.
Transformation management: TCB has a proven track record worldwide for delivering efficient legacy modernization across multiple lines of business while increasing efficiency, mitigating risk, lowering costs, driving growth and boosting profitability. TCB streamlines and centralizes your customer data management and information sharing to enhance productivity and lower your IT costs.
Improved customer service: enterprise customer and lifecycle management is built into TCB, improving the way you anticipate your customers’ requirements with a complete, real-time view across all their accounts, channels and relationships. This improves both customer retention and satisfaction – plus enables you to innovate more freely.
Superior service deployment: TCB provides a high performance foundation for you to manage users, customers, processes, risks, delivery channels and applications - as well as deploy a full range of banking services across multiple lines of mass retail banking business.
High volumes, high security and scalability: able to carry very high – and very secure - transaction volumes, TCB is built for mass retail banking implementations that span millions of customers, wherever they are in the world.
Ultra-flexible product builder: highly parameterised and flexible, TCB gives the ability to create and commercialise new banking products with unbeatable time-to-market and it’s capable of managing the full life cycle of these products and services from origination to closure.
Total software compatibility: offering mainframe and open technology from a single platform, TCB supports IBM (COBOL) and Unix/Java environments for to maximize your banking software systems investment for the long term.