The Most Innovative Banks Rely on Temenos

Find out the top characteristics of top-performing banks

READ THE INSIGHT PAPER

Technology for Better Banking

We are passionate about helping financial institutions of all sizes, in all sectors, around the world, to dramatically accelerate their digital transformation.

Temenos software is proven to enable its top-performing clients to achieve industry-leading cost-income ratios of 25.2% and returns on equity of 25.0%, 2X better than the industry average. These clients also invest over 53% of their IT budget on growth and innovation versus maintenance, which is 2.5X better than the industry average, proving the banks’ IT investment is adding tangible value to their business.

Our products combine the richest end-to-end packaged country model bank functionality and the most advanced cloud-native, cloud-agnostic, API-first and AI technology, helping our clients go live faster, giving them the freedom to innovate and deliver personalized experiences.

With the largest global community of banks, FinTechs, developers and partners, we are bound by the belief that working together will make banking better.

How can you achieve world-class cost-income ratios?

Temenos Value Benchmark

To this end, we launched the Temenos Value Benchmark program to provide our clients with tangible, data-driven insights into their business performance, in the spirit of a true strategic partner.

The Temenos Value Benchmark Program is a strategic survey-based service to discuss the business and IT metrics and best practices enabled by your investment in technology. The objective is to measure and compare a bank’s business performance with other Temenos clients, around specific business and IT metrics and best practices along the banking value chain. Each bank receives executive-level insights and recommendations to help them unlock future improvement opportunities in their business.

How much of your IT spend should be on
growth and innovation rather than on maintenance?

The World’s #1 Banking Software

41

41 of top 50 banks run Temenos

#1

#1 best-selling core banking system in the IBS League Table for the last 14 years

$ 2

$2 billion USD cumulative R&D investment 1990-2018

233

233 successful deployments in 2018

#1

1 best-selling digital banking system in the IBS League Table in 2018 and 2019

10th

10th consecutive year named as a leader in Gartner’s Magic Quadrant for Global Retail Core Banking

13

13 consecutive years as a Global Power Seller according to Forrester’s Global Banking Platform Deals Survey

#1

#1 best-selling payments system in the IBS League Table 2019

$ 19 TRILLION

$19 trillion USD in assets managed by Temenos software

700

700 published APIs

500 MILLION

500 million end users rely on Temenos for banking

4th

4th largest European software company

3000

3000 clients in 150 countries

6000+

6000+ Temenos-skilled partner consultants

100+

100+ FinTechs in our MarketPlace

150+

150+ countries on our model bank framework

What are the key capabilities required to compete in today’s digital and open banking world?

Why our clients choose us?

Revolutionary Technology

With cloud-native, cloud-agnostic and AI technology, banks elastically scale in real-time with the flexibility and resilience to run on any cloud and the access to the next generation of AI-powered explainable applications.

Listen to Jost Hoppermann, VP and principal analyst at Forrester, on digital transformation

Richest, Front-To-Back Banking Software

For more than 25 years, we have consistently invested over 20% of our revenue into continually enhancing our packaged software, to create the richest and deepest functionality in the industry.

Find out how ING improved digital banking experience

Deliver Personalized Customer Experiences

Convert prospects to customers at a rate 2x the competition, using analytics to continuously improve the experience across the customer journey.

Freedom to Innovate

Use Temenos Continuous Deployment (DevOps) to code in the morning and deploy in the afternoon, with over 700 open APIs and access to over 100 FinTechs.

Find out how ABN AMRO accelerates innovation

Global Expertise, Regional Focus

We build reusable regional functionality, including regulatory compliance requirements, for over 150 countries based on our model bank framework. This helps banks go live more quickly and acts as a foundation for future innovation.

Listen how Al Rahji Bank is leveraging Temenos model bank

Go-Live Faster

233 Temenos banks went live on our solutions in 2018 – our Build & Renovate implementation strategy dramatically reduces transformation time, cost and risk.

Discover how Judo Bank went live in record time

Register to Receive the Insight Paper