Functionality

T24 leverages the business functionality gained by Temenos over a decade of experience and expertise in the banking industry.

T24 supports the following areas of business:

Core Functions

• Customer Relationship Manager
• Market Risk
• Credit Risk
• Accounting & General Ledger
• Multi-company, multi-currency and multi-language
• Management Information and Profitability
• Document and image management
• Payments
• Nostro Reconciliations
• Confirmation Matching
• Workflow
• Collateral

Retail Banking

• Equities and Bonds
• Cash Deposits and Accounts
• Asset Management - Discretionary and Advisory
• Portfolio Rebalancing
• Performance Reporting
• Portfolio Management and Accounting
• Execution only transaction
• Alternative Instruments
• Structured Products
• Third party commissions and trailer fees

Private Banking

• Securities 
• Portfolio Management 
• Portfolio Modeling and re-balancing 
• Portfolio reporting including performance 
• Fiduciaries 
• Intermediary (agent) compensation and commissions

Treasury

• Money Market 
• Foreign Exchange
• Derivatives
• Securities 
• Repos 
• Futures & Options

Corporate/Wholesale

• Commercial Lending 
• Syndicated Lending 
• Letters of Credit 
• Documentary collections 
• Bills 
• Guarantees & Standbys 
• Leasing
• Cash Management

Multi-Channel

• Internet 
• Call centre 
• Other electronic channels