Technology

TCB represents a major technology leap forward. It provides a modern, scalable retail banking platform capable of efficiently handling the business volumes of the largest and fastest growing banks worldwide.

TCB was architected and designed from its inception to handle the extreme high volume transaction processing needs of Retail Banks. TCB is a contemporary scalable open multi-platform solution, whether processing on mainframe or Unix operating environments.

TCB is based on the industry standard Financial Services Data Model from IBM, referred to as FSDM – Financial Services Data Model. This is the foundation by which TCB enables ‘one version of the truth’. Legacy Application Systems have evolved over time resulting in multiple definitions of data. The data occurs multiple times resulting in multiple versions of the truth and leading to incorrect insight and customer dissatisfaction. FSDM is a proven industry standard data model that forces one instance of data definition, owned at an Enterprise level. As a result, the bank benefits from one single version of the truth, no replication of data, real insight, and better decisions. The TCB data model is database-independent and can be supported by any relational database.