Architecture

The retail market requirements point to the need for more flexible and more informative core retail operational systems; ones that can easily plug and play in a heterogeneous rapidly changing functional and technical environment.

TCB is designed as a Software-Oriented Architecture (SOA) supporting the co-existence interface requirements that are a necessity in the complex application architectures that have evolved within large Retail Banks. However, more importantly, the reusable discrete component design of TCB takes SOA significantly beyond ease of integration to delivering agility and flexibility whereby discrete functional components can be aggregated to create new products, services, and processes easily and quickly. Today’s next generation Banks have realised - not unlike with the evolution of the manufacturing industry - that significantly improved quality, productivity and cost reduction can be achieved through reusing standardised proven components across multiple product lines and that the end products can be much more closely aligned to the needs of their customers.

TCB is a global continuous processor for all functionality. Legacy systems used to be based on end-of-period batch windows that leave channels without service and in off-line mode. Business in different time zones is also affected by blackout time from batch operations. With TCB, business is processed continuously as required by each time zone while background processing executes scheduled jobs with no service disruption. As a result, published services are continuously available for channels and time zones are processed as required without affecting other operations.

TCB architecture