Universal Banking

Overview

Temenos has worked with some of the most forward-thinking universal banks in the financial markets. As a result, our products have attained a functional richness that is unmatched by other banking software vendors.

Products for the Universal banking sector

T24 for Universal

'T24 for Universal' facilitates product innovation and scalability using a single core solution with inherent product agility, customer centric structure and a broad product range which serves both retail and corporate banking.

Featuring T24 Software, T24 for Universal offers:

• broad functionality - an unparalleled ability to offer all kinds of banking products from a single system, across all channels
• deep functionality - a depth of functionality which enables a universal bank to offer products and services which compete with more specialised banks
• agility and flexibility - enabling universal banks to compete with large international banks which may be entering its markets
• scalability - enabling banks with many overseas branches to manage a centralised production facility and product factory whilst maintaining local front office functionality
  
• the latest in open technology - enabling ‘big’ system benefits to be achieved at a reduced cost
  

Read more about T24

ARC

As an integral part of T24 for Universal, ARC provides a front office suite with multi-channel banking, operational CRM, analytical CRM and workflow processing. ARC also improves customer acquisition, retention and cross sales.

Read more about ARC

T-Risk

T-Risk is the enterprise-wide risk-management tool from Temenos, supporting both the Basel II regulations and economic capital approaches as a baseline framework.

Read more about T-Risk